Interest Free Student Loans
This program is the backbone of the MOAA Scholarship Fund. Eligible students who are accepted into this program area awarded interest-free loans to offset the costs of continuing their education. By asking students to repay their loans, this program is able to recycle funds to assist military families for future generations.
To be eligible for an interest free loan, you must meet the following requirements:
If you are eligible, we encourage you to apply! The application takes an estimated 15-20 minutes to complete. The following information is required to submit for consideration:
Below is the timeline used for the interest-free loan program. Please pay attention to your email and MOAA communication channels for updates.
November 1st-March 1st: Application opens
Late March: Semifinalists are alerted of their status and asked to upload supporting documentation to verify the information provided on the application is accurate.
Early June: Finalists are notified via email and must verify parent's paid MOAA membership (if military officer) and complete remaining paperwork including a legally binding promissory note.
Mid-August and Mid-December: Disbursements are sent out.
Exact timelines vary every year based on a variety of factors. Due to the legal requirements of distributing loans, it is vital that students complete all necessary paperwork early in order to avoid delays.
For questions regarding the application process, general eligibility, loan disbursement, or other questions regarding the interest-free loan program, please email email@example.com.
ZuntaFi performs all servicing activities for loan and is the primary contact for repayment information. Servicing includes establishing recurring payments, processing deferral requests, address and other contact updates, changes to banking information, etc.
To create a ZuntaFi account to make a payment, check current loan balance, and other loan related inquires, students can visit www.zuntafi.com or call them at 800-592-1270.
Together We Make A Difference
Our work is made possible thanks to a generous community of supporters who believe in the mission of the MOAA Scholarship Fund. Join us today to help provide military children financial assistance for the next phase in their education.
MOAA Scholarship Fund Mission
MOAA Scholarship Fund (SF, EIN 54-1659039), a 501(c)(3) charitable subsidiary of the Military Officers Association of America (MOAA), offers students of military families financial relief to alleviate some of the burden that comes with continuing education.